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Join The Growing List of DPA Supporters:

  • Congressional Leaders
  • US Conference of Mayors
  • The National Association of Counties
  • The National Home Builders Association
  • The Mortgage Bankers Association
  • The National Urban League
  • Association for Homeowners Across America
  • The 15,000 housing industry professionals, gift recipients and homebuyers who submitted comments opposing HUD's rule

Request That HUD Amend Rather Than End DPA!


February 28, 2008


Gaithersburg, MD – AmeriDream’s programs including down payment assistance will continue.  On October 31, 2007 United States Federal District Court Judge Paul L. Friedman ruled in the case of AmeriDream v. Jackson that the Department of Housing and Urban Development could not implement its regulation on downpayment assistance. As a result of that ruling, the HUD regulation will never be effective at any date, or with respect to any downpayment assistance provider, unless the ruling blocking the regulation is withdrawn.  Judge Paul L. Friedman, the United States District Court Judge who issued the ruling blocking the HUD regulation, confirmed today in an oral statement that the regulation is, and will remain, of no force or effect with respect to any downpayment assistance provider until such time as a decision is made to the contrary by the court.

Furthermore, please be advised that while the judge said that he expected to issue a ruling on or before February 29, 2008, the injunction will remain in place until that ruling is issued – regardless of whether it comes before or after February 29. HUD issued a notice on November 1, 2007 stating that AmeriDream and other downpayment assistance providers are allowed to continue providing down payment assistance because of an injunction issued by a federal judge.

In issuing the injunction, Judge Friedman agreed with AmeriDream’s position that there was a "substantial likelihood” that the regulation violated applicable law." Judge Friedman further stated that the regulation lacked a “reasoned analysis” and was based on “flimsy” support. Judge Friedman also questioned whether HUD acted appropriately in issuing the regulation in view of a published report that Secretary Jackson was committed to that course of action regardless of whatever public comments HUD would later receive. In view of those shortcomings and other considerations, Judge Friedman issued an injunction, effective immediately, preventing the regulation from taking effect.

As we all await Judge Friedman’s final ruling, we encourage you to continue working with us to help low and moderate income individuals and families purchase their own homes through the provision of downpayment assistance.

As the Gold Standard for down payment assistance, AmeriDream remains committed to continue to fight the HUD Rule and to continue its mission to help individuals and families that are in need of a DPA program. Please check www.ameridream.org for the latest information regarding the HUD Rule.

AmeriDream is fully prepared to meet your DPA needs and to assist you with any transition issues as a result of the HUD Rule. Please contact your Outreach Representative or Customer Service
(or call 1-866-263-7437) for timely and professional service.

Again, thank you for your valuable support through this process.



AmeriDream, Inc. | 200 Professional Drive | 4th Floor | Gaithersburg, MD 20879
Phone: (301) 977-9133 | Toll Free: (866) 263-7437 | (866) AMERIDREAM